Real Estate Investor Loans — Chicago & Midwest

To succeed in today’s market, you need a diverse toolkit of financing options. Private Lending Groups offers custom real estate investor loans engineered to match your exact investment strategy. Whether you are looking to flip, hold, or build, we have the capital you need.

Fix & Flip Loans

Designed for investors who buy, renovate, and sell properties quickly. We fund up to 85% of the purchase price and 100% of the rehab costs, keeping your out-of-pocket expenses to an absolute minimum.

  • Best for: House flippers and BRRRR investors.

DSCR (Debt Service Coverage Ratio) Loans

Skip the tax returns and employment verification. Our DSCR loans qualify you based entirely on the rental income generated by the property itself. If the property’s cash flow covers the mortgage, you’re approved.

  • Best for: Long-term buy-and-hold landlords building a rental portfolio.

Bridge Loans

Don’t let a timing mismatch cost you a great deal. Our short-term bridge loans provide the immediate liquidity needed to stabilize an asset, cash-out equity, or acquire a property while you wait for long-term financing.

  • Best for: Opportunistic buyers and commercial property repositioning.

New Construction Loans

From ground-up single-family builds to multi-unit residential developments, we provide flexible construction draws and quick approvals so your job site never sits idle.

  • Best for: Experienced builders and developers.

Calculate Your Profit & Get Approved

Loan Type Max LTV / LTC Typical Term Ideal For
Fix & Flip 85% Purchase / 100% Rehab 12 Months Fast Turnaround Projects
DSCR Rental 70-80% LTV 30-Year Fixed Long-term Passive Income
Bridge 75% LTV 12-24 Months Transitionary Capital
All Credit 55% LTV 12-24 Months Business Purpose

Don’t let another property slip away. Get pre-approved today and show sellers you have the backing of a premier Midwest private lender.

Get Pre-Approved Now